Opening a personal bank account for EU passport holder as a resident in France is not too difficult.
There are eight retail high street banks in France, as follows:
- Crédit Agricole (CA)
- BNP Paribas.
- Société Générale.
- Caisse d’Epargne (CE)
- Banque Populaire (BP)
- Crédit Mutuel.
- La Banque Postale.
Requirements are a Passport, occasionally a birth certificate/marriage certificate and proof of address, such as a utility bill or a Rental Agreement.
If in the process of buying a property and you are to be resident then a Compromis de vente or Deeds will generally suffice.
Accounts can be opened very quickly with a deposit but cheque books and bank cards can take up to a couple of weeks to arrive.
Please note, Bank charges vary from Bank to Bank with some carrying a basic charge for having an account.
Do check to see if there are charges for internet banking.
There is normally a card charge which is deducted as a monthly debit, with additional charge for an additional card.