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  • 23rd November 2021 at 9:06 am #563604

    So from April next year national insurance will be taken from your pension,if I understood correctly.

    They need to pay for covid and the new wallpaper in number 10….amongst other things.

    Love someone to tell me I got it wrong?

    23rd November 2021 at 9:18 am #563606

    @Marmite – could you please provide more details of where you’ve heard this from, a link to the relevant article would be very helpful.

    I am aware that working pensioners in the UK will be charged NI contributions on their employment income, but not on their pension income.  Thank you.

    23rd November 2021 at 9:22 am #563607

    Sorry virago…the link is my husband …who follows his news links on line…he is worse than me for IT .

    Its why I posed the question….I was sure others would have picked it up too.

    I,ll try and clarify.

    23rd November 2021 at 12:02 pm #563620

    As far as the UK is concerned, pensioners who live in the UK and work will soon have to  pay national insurance. I’m not sure if it’s just on the money from employment or also on their pensions.

    In France if the UK pays for your health care (ie you have an S1) you will not pay national insurance in France on your pension income. However if you have worked in France before you retired you will pay national insurance in France on all your pensions, whether they come from the UK or France because France pays for your health care. I’m in this position.

    23rd November 2021 at 12:49 pm #563621

    Extract from The Guardian 10/09/2021: “Designed to pay for the NHS and social care, the tax overhaul will result in about 1.3 million working pensioners over the age of 65 paying national insurance (NI) contributions on their earnings for the first time.”

    My understanding is UK NI Contributions will only be paid on UK working pensioners’ earned income so not on any retirement pensions they may be in receipt of.   However, it will be very interesting to see Marmite’s verification of her husband’s source of information which prompted her to create this post.

    https://www.theguardian.com/money/2021/sep/10/pensioners-governments-tax-triple-lock-pensions-rise-national-insurance

     

    23rd November 2021 at 1:46 pm #563623

    Mr marmite read it on Google…in the first report he read it was not specific…so Thankyou Janet and Virago for clarification.

    23rd November 2021 at 1:47 pm #563624

    I’ve had a look into it too, and that is what I understood too Virago : “apply to those working above State Pension age”

    Here is the UK parliament link updated on the 16th of november : https://commonslibrary.parliament.uk/research-briefings/cdp-2021-0139/

    But I’m not an expert, and could be something else going on.

    23rd November 2021 at 1:58 pm #563627

    I believe it is the situation already in France Babeth , you will know better than me probably.

    If you take your pension in France , then you can’t work in that profession afterwards, but if you work in a different profession then you pay social charges on that income.

    Please correct me if I am wrong .

    I know that any farmer that retires has to get rid of his land  ( sell or rent ) and can’t earn money on livestock anymore.

    23rd November 2021 at 2:54 pm #563631

    Yes, you would pay current social charges, included pensions, on your income if you over 65.

    for exemple, I’m paying (I’m not over 65 but it would be the same) :

    Mutuelle (depend on the employeur contract, fixed cost) : 21.53€

    Prévoyance : 0.55%

    Pension : 11.31%

    CSG : 9.70%

    My employer is also paying taxe on my income, this is where there would be diference (over 65, no more Unemployent charges for the employer 4.2%)

    CSG is also due on pensions over 11431€ a year for one person, 4.3% from  11431€ to 14944€, 7.1% from 14945€ to 23193€, 8.8% 23194 +

    24th November 2021 at 1:59 pm #563668

    Well that’s good news , I won’t need to pay CSG on the MSA pension :whistle:

    Anonymous
    24th November 2021 at 7:06 pm #563676

    I will not be paying NI on either my UK state pension or Occupational pension, based in UK.

    BUT GASP!!!! is this really true Deboer above

    If you take your pension in France , then you can’t work in that profession afterwards, but if you work in a different profession then you pay social charges on that income.

    Please correct me if I am wrong .

    I know that any farmer that retires has to get rid of his land  ( sell or rent ) and can’t earn money on livestock anymore.

    How on earth does anything get done! in hard times without the contribution of the above situations, I can`t understand it. How do farms work over a 30 year +period??

    So if I was in France, in my work as a social care regulator, I couldn`t retire and go back to work to help if  my former employer needed help due to staff shortage?  (which it has asked for in UK, as has the NHS bigtime).

    I knew that employment law in France was stuffy but is it that bad?!

     

    25th November 2021 at 7:59 am #563685

    Stepaul, I think you take great pleasure in criticising everything related to France, or the European Union, whenever you have the opportunity, without knowing what you are talking about. I won’t get into a long discussion about French labour law because you are convinced that the UK is above the rest, so I’ll leave you in your own bubble full of unicorns and wish you a good holiday in our third world countries.

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